While I do not believe it should be required as a condition of gun ownership... I myself do have insurance and a lawyer if and when it's needed !! http://www.armedcitizensnetwork.org
One million in insurance, wonder who will pay $1200 t0 $1600 a year. Bill S2353 will require all gun owners in NY to obtain and "continuously maintain" insurance coverage of at least $1 million, or they will suffer "immediate revocation of such owner's registration, license and any other privilege to own" a firearm. If the citizen fails to obtain the insurance, then by simply owning the firearm, they will be in violation of the law.