Xd gear holster is a bare bones holster. Poor retention, poor draw and doesn't cover the length of the slide. I don't recommend it unless it is all you have. I can recommend 3 very good holsters that I use regularly.
Yes. I tried it for CC and IDPA. I did not like the paddle, it is a weird design and was a pain. Also, the SERPA really affected my draw from cover. I ended up returning it because it did not fit my philosophy of use.