Ordered a "Talon" IWB leather holster yesterday for the XDs. http://shop.talontraininggroup.com/Springfield-XD-s-45-IWB-Holster-XDS-IWB.htm
Until my Talon gets here I went thru my holster drawer (anyone who collects pistols has one of those) where holsters go after you find that new and better model and found one IWB that the XDs fits in perfectly, so I got to carry it today on a town trip and you're right Shooter it makes a perfect carry weapon.